- natural catastrophic perils (flood, inundation, earthquake, storm, hail)
- water damage from the mains
- theft, robbery and vandalism
- accidental damage
- breakdown (machinery and electronic)
- business interruption, consequential business interruption, machinery breakdown loss of profit
We place individual facultative risks that, due to their size or nature, do not fall under a treaty, or where it is difficult to find capacity within the local market.